Compare health insurance
Compare official premiums without sales pressure.
PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense.
- ✓Official FOPH premiums
- ✓No commissions
- ✓Neutral and free
Compare Swiss health insurers with official FOPH premiums. PrimAI helps check deductible, model and switching steps in the free app.
Understand comparison →Guide
Frequently compared insurers
Many searches start with a specific insurer. PrimAI still starts with your policy so provider, model, deductible and deadline stay connected.
Guide
Comparing means checking premium, deductible and daily use together.
The essentials first: what to compare, which mistakes can become expensive and how PrimAI turns comparison into a clear app task.
What you should really compare
In Swiss basic insurance, mandatory benefits are regulated by law. The real differences are premium, deductible, model, premium region, accident coverage, service and your personal situation.
- current monthly and annual premium
- deductible from CHF 300 to CHF 2,500
- standard, family doctor, HMO or Telmed model
- premium region and canton
- deadlines for cancellation or changes
How PrimAI structures the comparison
You scan your policy or enter the main details. The app then shows the relevant levers: switch insurer, change deductible, change model or keep the current insurer.
Why the cheapest tariff is not enough
A high deductible can be right if you expect low health costs. With regular treatment it can be risky. PrimAI helps you read price in context.
FOPH, Priminfo and private comparison sites
For Swiss health insurance comparison, official FOPH-approved premiums are the neutral base. Priminfo.ch is the public reference. Private comparison sites can be useful, but they may mix market overview, advertising and conversion paths. PrimAI takes a different role: the app starts from your actual policy and turns comparison into a practical task.
- official premium
- current policy
- deductible and model
- canton and premium region
Compare without turning the page into a sales funnel
A good comparison page should also say what it does not do. PrimAI does not replace the FOPH, does not sell contracts and does not push one insurer. The value is order: find the policy, understand deductible and model, keep deadlines visible and prepare only the documents you need.
Guide
Compare Swiss health insurance: premiums, deductible and model
A good comparison is more than a list of monthly premiums. Address, premium region, deductible, accident cover, insurance model, expected health costs and whether switching is really necessary all matter.
What you should really compare
In Swiss basic insurance, mandatory benefits are regulated by law. The real differences are premium, deductible, model, premium region, accident coverage, service and your personal situation.
How PrimAI structures the comparison
You scan your policy or enter the main details. The app then shows the relevant levers: switch insurer, change deductible, change model or keep the current insurer.
Why the cheapest tariff is not enough
A high deductible can be right if you expect low health costs. With regular treatment it can be risky. PrimAI helps you read price in context.
FOPH, Priminfo and private comparison sites
For Swiss health insurance comparison, official FOPH-approved premiums are the neutral base. Priminfo.ch is the public reference. Private comparison sites can be useful, but they may mix market overview, advertising and conversion paths. PrimAI takes a different role: the app starts from your actual policy and turns comparison into a practical task.
Compare Swiss health insurers with official FOPH premiums. PrimAI helps check deductible, model and switching steps in the free app.
PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense.
PrimAI, priminfo.ch and Comparis compared
PrimAI
PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense.
priminfo.ch
Official FOPH premium calculator with approved premiums, deductible, accident cover, address and model.
Comparis
Market portal with premiums, comparison information and guides.
| Platform | What it is good for | Best for |
|---|---|---|
| PrimAI | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. |
| priminfo.ch | Official FOPH premium calculator with approved premiums, deductible, accident cover, address and model. | Neutral reference for official premium data. |
| Comparis | Market portal with premiums, comparison information and guides. | Broad market overview. |
Important: PrimAI does not replace priminfo.ch as the official source and does not replace Comparis as a market portal. The approach is different: PrimAI turns comparison into a private app task that starts with your own policy. For official premium information, the FOPH premium calculator remains relevant; for a broad market overview, Comparis can be useful. PrimAI then helps you structure your situation and prepare the next step.
What you should really compare: In Swiss basic insurance, mandatory benefits are regulated by law. The real differences are premium, deductible, model, premium region, accident coverage, service and your personal situation. current monthly and annual premium deductible from CHF 300 to CHF 2,500 standard, family doctor, HMO or Telmed model premium region and canton deadlines for cancellation or changes
How PrimAI structures the comparison: You scan your policy or enter the main details. The app then shows the relevant levers: switch insurer, change deductible, change model or keep the current insurer.
Why the cheapest tariff is not enough: A high deductible can be right if you expect low health costs. With regular treatment it can be risky. PrimAI helps you read price in context.
FOPH, Priminfo and private comparison sites: For Swiss health insurance comparison, official FOPH-approved premiums are the neutral base. Priminfo.ch is the public reference. Private comparison sites can be useful, but they may mix market overview, advertising and conversion paths. PrimAI takes a different role: the app starts from your actual policy and turns comparison into a practical task. official premium current policy deductible and model canton and premium region
Compare without turning the page into a sales funnel: A good comparison page should also say what it does not do. PrimAI does not replace the FOPH, does not sell contracts and does not push one insurer. The value is order: find the policy, understand deductible and model, keep deadlines visible and prepare only the documents you need.
Download the app free
Are basic insurance benefits the same everywhere? Yes. Mandatory basic insurance is regulated by law. Differences are mainly premiums, models, service and administration.
Which data do I need for comparison? Location, age, current insurer, deductible, model and current premium. PrimAI can help extract these from your policy.
Is PrimAI connected to insurers? No. PrimAI is neutral, has no commissions and has no insurer connection.
How is PrimAI different from Priminfo.ch or Comparis? Priminfo.ch is the official premium base. Comparis gives a market view. PrimAI focuses on your task: policy, deductible, model, deadline and document in the app.
Checklist for comparing Swiss health insurance in 2026
| Point | Why it matters | How PrimAI helps |
|---|---|---|
| What you should really compare | In Swiss basic insurance, mandatory benefits are regulated by law. The real differences are premium, deductible, model, premium region, accident coverage, service and your personal situation. | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. |
| How PrimAI structures the comparison | You scan your policy or enter the main details. The app then shows the relevant levers: switch insurer, change deductible, change model or keep the current insurer. | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. |
| Why the cheapest tariff is not enough | A high deductible can be right if you expect low health costs. With regular treatment it can be risky. PrimAI helps you read price in context. | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. |
| FOPH, Priminfo and private comparison sites | For Swiss health insurance comparison, official FOPH-approved premiums are the neutral base. Priminfo.ch is the public reference. Private comparison sites can be useful, but they may mix market overview, advertising and conversion paths. PrimAI takes a different role: the app starts from your actual policy and turns comparison into a practical task. | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. |
| Compare without turning the page into a sales funnel | A good comparison page should also say what it does not do. PrimAI does not replace the FOPH, does not sell contracts and does not push one insurer. The value is order: find the policy, understand deductible and model, keep deadlines visible and prepare only the documents you need. | PrimAI turns comparison into an app task: scan your policy, check location, deductible and model, then see whether switching really makes sense. |
How PrimAI helps after the comparison
After comparison comes execution: scan the policy, verify current details, evaluate deductible and model and prepare cancellation or changes if needed. PrimAI keeps these steps together in one app so comparison does not become document and deadline chaos.
Download the app for free →
Free app for Switzerland
On desktop? Scan the code with your phone.
The best flow is on mobile: scan the QR code, open the app and continue with your policy there.
FAQ
Frequently asked questions
Are basic insurance benefits the same everywhere?
Yes. Mandatory basic insurance is regulated by law. Differences are mainly premiums, models, service and administration.
Which data do I need for comparison?
Location, age, current insurer, deductible, model and current premium. PrimAI can help extract these from your policy.
Is PrimAI connected to insurers?
No. PrimAI is neutral, has no commissions and has no insurer connection.
How is PrimAI different from Priminfo.ch or Comparis?
Priminfo.ch is the official premium base. Comparis gives a market view. PrimAI focuses on your task: policy, deductible, model, deadline and document in the app.
