New insurer
Check Sanitas: sanitas can be digital and still need a clear policy view before choosing.
PrimAI does not sell Sanitas. The app helps check whether Sanitas fits your current policy, residence, deductible and model. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
- ✓Current policy
- ✓Prepared document
- ✓No commission
Check Sanitas before choosing: official premiums, deductible, model, old policy and documents in the PrimAI app, without sales.
Quick facts
New insurer: the essentials at a glance.
Step by step
How it works.
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Check address and region
The premium region sets the price of basic insurance.
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Choose model and deductible
From Sanitas models and deductible CHF 300–2500.
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Compare policies
Put your current policy against the new option.
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Cancel the old insurer
Coordinate cancellation of the old basic insurance.
PrimAI app
Turn your policy into a clear app task.
Scan your policy, check official FOPH premiums, keep the deadline in view and prepare the right document — neutral, free and without commission.
Models
New insurer basic-insurance models.
The model sets premium and doctor access. Swipe through the options.
Standard (freie Arztwahl)
Basic benefits are the same by law — models differ in access and premium.
MedCare (Hausarzt)
Basic benefits are the same by law — models differ in access and premium.
NetMed (HMO)
Basic benefits are the same by law — models differ in access and premium.
CallMed (Telemedizin)
Basic benefits are the same by law — models differ in access and premium.
Step by step
The insurer context still matters
PrimAI does not sell Sanitas. The app helps check whether Sanitas fits your current policy, residence, deductible and model. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
The insurer context still matters
Sanitas is often seen as digital. PrimAI adds order: understand the policy, separate cover types and prepare the useful documents. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
- Digital
- Readable policy
- No commission
The real risk in this task
The risk when looking at Sanitas as a new insurer is confusing low premium with good decision. The monthly amount is not enough: residence, premium region, deductible, model, accident cover, start date and exit from the old policy all matter.
What to check before preparing the document
PrimAI places Sanitas as a possible option, not as a commercial recommendation. The app compares the new situation with the current policy: what changes, what stays the same, which deductible is realistic and which model works in daily life. This avoids choosing before understanding consequences.
What PrimAI keeps separate for this insurer
PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
- Digital
- Readable policy
- No commission
Connection to comparison, deductible and model
Sanitas supplementary cover can have its own rules, deadlines and conditions. PrimAI keeps it separate from basic insurance to avoid a document that is too broad.
Guide
Sanitas: new-insurer check with sanitas can be digital and still need a clear policy view | PrimAI
Check Sanitas before choosing: official premiums, deductible, model, old policy and documents in the PrimAI app, without sales.
Guide, app and insurer compared
Guide
Check Sanitas before choosing: official premiums, deductible, model, old policy and documents in the PrimAI app, without sales.
Best for: Understanding the topic before acting.
PrimAI App
PrimAI does not sell Sanitas. The app helps check whether Sanitas fits your current policy, residence, deductible and model. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Best for: Preparing the concrete task on your phone.
Health insurer
Official confirmation, contract handling and administration.
Best for: Legally binding confirmation.
Download the free app
PrimAI does not sell Sanitas. The app helps check whether Sanitas fits your current policy, residence, deductible and model. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Download the app for free →
Free app for Switzerland
On desktop? Scan the code with your phone.
The best flow is on mobile: scan the QR code, open the app and continue with your policy there.
FAQ
Frequently asked questions
Where do I send the Sanitas basic-insurance cancellation?
To: Sanitas Grundversicherungen AG, Jägergasse 3, Postfach 2010, 8021 Zürich. It must arrive by 30 November (date of receipt, not postmark).
Which models does Sanitas offer?
Sanitas offers: Standard (freie Arztwahl), MedCare (Hausarzt), NetMed (HMO), CallMed (Telemedizin). The model affects premium and doctor access.
How do I reach Sanitas?
Via the Sanitas Portal portal or by phone at 0844 150 150.
Does PrimAI sell Sanitas?
No. PrimAI does not sell health insurance and receives no commission.
Can I check Sanitas without a current policy?
You can, but it is less precise. The current policy remains the best basis.
When should I prepare cancellation of the old insurer?
Only when the new option and deadlines are clear.
