Switching
Switch from Sanitas: sanitas can be digital and still need a clear policy view before cancellation.
PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
- ✓Official premiums
- ✓Current policy
- ✓Neutral decision
Switch from Sanitas: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Read the guide →Step by step
Why switching depends on your current policy
PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Why switching depends on your current policy
Sanitas is often seen as digital. PrimAI adds order: understand the policy, separate cover types and prepare the useful documents. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
- Digital
- Readable policy
- No commission
Premium comparison is not enough
A switch from Sanitas should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving
Before leaving Sanitas, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready
Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the Sanitas cancellation step, so you do not leave a known policy without an understandable alternative.
What changes by current insurer
PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
- Digital
- Readable policy
- No commission
Cancellation comes after the decision
Sanitas cancellation comes only when the decision is clear. For basic insurance, the late-November deadline is often central; for supplementary insurance, different contract rules can apply. PrimAI separates comparison, optimization and cancellation so the document contains only the correct and necessary data. Sanitas supplementary cover can have its own rules, deadlines and conditions. PrimAI keeps it separate from basic insurance to avoid a document that is too broad.
How PrimAI organizes the switch
In the app, switching becomes a sequence: scan the Sanitas policy, confirm fields, compare official premiums, test deductible, understand the model, decide whether another insurer is really better and then prepare documents. The goal is not to click faster, but to avoid missing the elements that make a switch clean.
- scan the Sanitas policy
- compare with official premiums
- test deductible and model
- separate basic and supplementary cover
Keep proof and confirmations
A clean switch ends with traces: old policy, comparison used, decision, cancellation document, sending proof, confirmation from Sanitas and information from the new insurer. PrimAI keeps this folder logic because many mistakes come from a good decision with weak organization at the sending stage.
Neutrality: no commission, no sales advice
PrimAI is not connected to Sanitas, does not sell the new insurer and receives no commission. That matters for switching: comparison should remain a decision basis, not a commercial redirect. The app helps prepare and document; it does not replace official confirmation from an insurer.
Switching checklist
Before switching from Sanitas, check that the reason for switching, the new option and the exit document all fit together.
- scan the Sanitas policy
- compare with official premiums
- test deductible and model
- separate basic and supplementary cover
- prepare cancellation only after the decision
- keep proof and confirmations
Guide
Sanitas: switching with sanitas can be digital and still need a clear policy view | PrimAI
Switch from Sanitas: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Why switching depends on your current policy
Sanitas is often seen as digital. PrimAI adds order: understand the policy, separate cover types and prepare the useful documents. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Premium comparison is not enough
A switch from Sanitas should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving
Before leaving Sanitas, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready
Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the Sanitas cancellation step, so you do not leave a known policy without an understandable alternative.
Switch from Sanitas: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Guide, app and insurer compared
Guide
Switch from Sanitas: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
PrimAI App
PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Health insurer
Official confirmation, contract handling and administration.
| Level | What it is good for | Best for |
|---|---|---|
| Guide | Switch from Sanitas: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission. | Understanding the topic before acting. |
| PrimAI App | PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. | Preparing the concrete task on your phone. |
| Health insurer | Official confirmation, contract handling and administration. | Legally binding confirmation. |
Why switching depends on your current policy: Sanitas is often seen as digital. PrimAI adds order: understand the policy, separate cover types and prepare the useful documents. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. Digital Readable policy No commission
Premium comparison is not enough: A switch from Sanitas should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving: Before leaving Sanitas, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready: Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the Sanitas cancellation step, so you do not leave a known policy without an understandable alternative.
What changes by current insurer: PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. Digital Readable policy No commission
Cancellation comes after the decision: Sanitas cancellation comes only when the decision is clear. For basic insurance, the late-November deadline is often central; for supplementary insurance, different contract rules can apply. PrimAI separates comparison, optimization and cancellation so the document contains only the correct and necessary data. Sanitas supplementary cover can have its own rules, deadlines and conditions. PrimAI keeps it separate from basic insurance to avoid a document that is too broad.
How PrimAI organizes the switch: In the app, switching becomes a sequence: scan the Sanitas policy, confirm fields, compare official premiums, test deductible, understand the model, decide whether another insurer is really better and then prepare documents. The goal is not to click faster, but to avoid missing the elements that make a switch clean. scan the Sanitas policy compare with official premiums test deductible and model separate basic and supplementary cover
Keep proof and confirmations: A clean switch ends with traces: old policy, comparison used, decision, cancellation document, sending proof, confirmation from Sanitas and information from the new insurer. PrimAI keeps this folder logic because many mistakes come from a good decision with weak organization at the sending stage.
Neutrality: no commission, no sales advice: PrimAI is not connected to Sanitas, does not sell the new insurer and receives no commission. That matters for switching: comparison should remain a decision basis, not a commercial redirect. The app helps prepare and document; it does not replace official confirmation from an insurer.
Switching checklist: Before switching from Sanitas, check that the reason for switching, the new option and the exit document all fit together. scan the Sanitas policy compare with official premiums test deductible and model separate basic and supplementary cover prepare cancellation only after the decision keep proof and confirmations
Download the free app
Does PrimAI sell an alternative to Sanitas? No. PrimAI does not sell health insurance and receives no commission.
Should I cancel Sanitas before choosing a new insurer? No. For basic insurance, the new situation should be clear before cancellation is sent.
Why does the deductible matter so much? It changes annual risk. A low premium with a high deductible can be a bad fit when health costs are regular.
Does PrimAI use official premiums? The app positioning is to work from your current policy and official premiums as a neutral basis.
Checklist for Switching
| Point | Why it matters | How PrimAI helps |
|---|---|---|
| Why switching depends on your current policy | Sanitas is often seen as digital. PrimAI adds order: understand the policy, separate cover types and prepare the useful documents. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. | PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. |
| Premium comparison is not enough | A switch from Sanitas should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost. | PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. |
| Optimize before leaving | Before leaving Sanitas, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch. | PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. |
| The new insurer has to be ready | Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the Sanitas cancellation step, so you do not leave a known policy without an understandable alternative. | PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. |
| What changes by current insurer | PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. | PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing. |
Download the free app
PrimAI helps check your Sanitas policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI starts from official premiums and your current policy. It does not sell another insurer; it shows whether an internal optimization, model change or full switch is worth preparing.
Download the app for free →
Free app for Switzerland
On desktop? Scan the code with your phone.
The best flow is on mobile: scan the QR code, open the app and continue with your policy there.
FAQ
Frequently asked questions
Does PrimAI sell an alternative to Sanitas?
No. PrimAI does not sell health insurance and receives no commission.
Should I cancel Sanitas before choosing a new insurer?
No. For basic insurance, the new situation should be clear before cancellation is sent.
Why does the deductible matter so much?
It changes annual risk. A low premium with a high deductible can be a bad fit when health costs are regular.
Does PrimAI use official premiums?
The app positioning is to work from your current policy and official premiums as a neutral basis.
