Switching
Switch from Concordia: concordia: each person, the right policy before cancellation.
PrimAI helps check your Concordia policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI is not connected to Concordia and does not earn commissions. Its value is order and document preparation.
- ✓Official premiums
- ✓Current policy
- ✓Neutral decision
Switch from Concordia: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Quick facts
Switching: the essentials at a glance.
Step by step
How it works.
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Compare official premiums
Compare FOPH premiums for your address before switching.
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Check model and deductible
Pick from Concordia models and the right deductible.
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Choose the new insurer
Only cancel once the new basic insurance fits.
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Prepare the cancellation
PrimAI coordinates cancellation and the start of the new policy.
PrimAI app
Turn your policy into a clear app task.
Scan your policy, check official FOPH premiums, keep the deadline in view and prepare the right document — neutral, free and without commission.
Models
Switching basic-insurance models.
The model sets premium and doctor access. Swipe through the options.
Traditionell (freie Arztwahl)
Basic benefits are the same by law — models differ in access and premium.
myDoc Hausarzt
Basic benefits are the same by law — models differ in access and premium.
HMO
Basic benefits are the same by law — models differ in access and premium.
smartDoc Telemedizin
Basic benefits are the same by law — models differ in access and premium.
Step by step
Why switching depends on your current policy
PrimAI helps check your Concordia policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI is not connected to Concordia and does not earn commissions. Its value is order and document preparation.
Why switching depends on your current policy
Concordia often concerns households and families. PrimAI helps separate people, policies and documents. PrimAI is not connected to Concordia and does not earn commissions. Its value is order and document preparation.
- Family
- Separate policies
- Clear documents
Premium comparison is not enough
A switch from Concordia should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving
Before leaving Concordia, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready
Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the Concordia cancellation step, so you do not leave a known policy without an understandable alternative.
What changes by current insurer
PrimAI is not connected to Concordia and does not earn commissions. Its value is order and document preparation.
- Family
- Separate policies
- Clear documents
Cancellation comes after the decision
Concordia cancellation comes only when the decision is clear. For basic insurance, the late-November deadline is often central; for supplementary insurance, different contract rules can apply. PrimAI separates comparison, optimization and cancellation so the document contains only the correct and necessary data. For Concordia, optimizing deductible or model can sometimes be enough. PrimAI places those options next to cancellation to avoid a rushed decision.
Guide
Concordia: switching with concordia: each person, the right policy | PrimAI
Switch from Concordia: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Guide, app and insurer compared
Guide
Switch from Concordia: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Best for: Understanding the topic before acting.
PrimAI App
PrimAI helps check your Concordia policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI is not connected to Concordia and does not earn commissions. Its value is order and document preparation.
Best for: Preparing the concrete task on your phone.
Health insurer
Official confirmation, contract handling and administration.
Best for: Legally binding confirmation.
Download the free app
PrimAI helps check your Concordia policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. PrimAI is not connected to Concordia and does not earn commissions. Its value is order and document preparation.
Download the app for free →
Free app for Switzerland
On desktop? Scan the code with your phone.
The best flow is on mobile: scan the QR code, open the app and continue with your policy there.
FAQ
Frequently asked questions
Where do I send the Concordia basic-insurance cancellation?
To: CONCORDIA Schweizerische Kranken- und Unfallversicherung AG, Bundesplatz 15, 6002 Luzern. It must arrive by 30 November (date of receipt, not postmark).
Which models does Concordia offer?
Concordia offers: Traditionell (freie Arztwahl), myDoc Hausarzt, HMO, smartDoc Telemedizin. The model affects premium and doctor access.
How do I reach Concordia?
Via the myCONCORDIA portal or by phone at 041 228 01 11.
Does PrimAI sell an alternative to Concordia?
No. PrimAI does not sell health insurance and receives no commission.
Should I cancel Concordia before choosing a new insurer?
No. For basic insurance, the new situation should be clear before cancellation is sent.
Why does the deductible matter so much?
It changes annual risk. A low premium with a high deductible can be a bad fit when health costs are regular.
Does PrimAI use official premiums?
The app positioning is to work from your current policy and official premiums as a neutral basis.
