Switching
Switch from ÖKK: regional proximity and official premium before cancellation.
PrimAI helps check your ÖKK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Especially useful when comparing ÖKK without losing the regional context.
- ✓Official premiums
- ✓Current policy
- ✓Neutral decision
Switch from ÖKK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Quick facts
Switching: the essentials at a glance.
Step by step
How it works.
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Compare official premiums
Compare FOPH premiums for your address before switching.
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Check model and deductible
Pick from ÖKK models and the right deductible.
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Choose the new insurer
Only cancel once the new basic insurance fits.
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Prepare the cancellation
PrimAI coordinates cancellation and the start of the new policy.
PrimAI app
Turn your policy into a clear app task.
Scan your policy, check official FOPH premiums, keep the deadline in view and prepare the right document — neutral, free and without commission.
Models
Switching basic-insurance models.
The model sets premium and doctor access. Swipe through the options.
ÖKK BASIS (freie Arztwahl)
Basic benefits are the same by law — models differ in access and premium.
ÖKK CASAMED SELECT
Basic benefits are the same by law — models differ in access and premium.
ÖKK CASAMED 24 (Telmed)
Basic benefits are the same by law — models differ in access and premium.
ÖKK CASAMED HAUSARZT
Basic benefits are the same by law — models differ in access and premium.
ÖKK CASAMED HMO
Basic benefits are the same by law — models differ in access and premium.
Step by step
Why switching depends on your current policy
PrimAI helps check your ÖKK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Especially useful when comparing ÖKK without losing the regional context.
Why switching depends on your current policy
ÖKK is often searched with a strong regional logic. PrimAI puts location, premium region, deductible and model at the center of the check. Especially useful when comparing ÖKK without losing the regional context.
- region
- municipality
- official premium
- model
- proximity
Premium comparison is not enough
A switch from ÖKK should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving
Before leaving ÖKK, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready
Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the ÖKK cancellation step, so you do not leave a known policy without an understandable alternative.
What changes by current insurer
The app helps prepare an ÖKK request, cancellation or change with municipality and policy as the starting point.
- region
- municipality
- official premium
- model
- proximity
Cancellation comes after the decision
ÖKK cancellation comes only when the decision is clear. For basic insurance, the late-November deadline is often central; for supplementary insurance, different contract rules can apply. PrimAI separates comparison, optimization and cancellation so the document contains only the correct and necessary data. A regional insurer should not be judged only by a national price list. The model also has to work in everyday local life.
Guide
ÖKK: switching with regional proximity and official premium | PrimAI
Switch from ÖKK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Guide, app and insurer compared
Guide
Switch from ÖKK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Best for: Understanding the topic before acting.
PrimAI App
PrimAI helps check your ÖKK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Especially useful when comparing ÖKK without losing the regional context.
Best for: Preparing the concrete task on your phone.
Health insurer
Official confirmation, contract handling and administration.
Best for: Legally binding confirmation.
Download the free app
PrimAI helps check your ÖKK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Especially useful when comparing ÖKK without losing the regional context.
Download the app for free →
Free app for Switzerland
On desktop? Scan the code with your phone.
The best flow is on mobile: scan the QR code, open the app and continue with your policy there.
FAQ
Frequently asked questions
Where do I send the ÖKK basic-insurance cancellation?
To: ÖKK, Bahnhofstrasse 13, 7302 Landquart (Kündigung auch in Textform/E-Mail möglich). It must arrive by 30 November (date of receipt, not postmark).
Which models does ÖKK offer?
ÖKK offers: ÖKK BASIS (freie Arztwahl), ÖKK CASAMED SELECT, ÖKK CASAMED 24 (Telmed), ÖKK CASAMED HAUSARZT, ÖKK CASAMED HMO. The model affects premium and doctor access.
How do I reach ÖKK?
Via the myÖKK portal or by phone at 0800 838 000.
Does PrimAI sell an alternative to ÖKK?
No. PrimAI does not sell health insurance and receives no commission.
Should I cancel ÖKK before choosing a new insurer?
No. For basic insurance, the new situation should be clear before cancellation is sent.
Why does the deductible matter so much?
It changes annual risk. A low premium with a high deductible can be a bad fit when health costs are regular.
Does PrimAI use official premiums?
The app positioning is to work from your current policy and official premiums as a neutral basis.
