Switching
Switch from EGK: basic, supplementary and complementary-medicine topics before cancellation.
PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
- ✓Official premiums
- ✓Current policy
- ✓Neutral decision
Switch from EGK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Read the guide →Step by step
Why switching depends on your current policy
PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
Why switching depends on your current policy
EGK is often associated with complementary-health topics. PrimAI therefore explicitly separates basic insurance from supplementary cover and benefits. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
- basic insurance
- supplementary cover
- benefits
- complementary medicine
- deadline
Premium comparison is not enough
A switch from EGK should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving
Before leaving EGK, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready
Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the EGK cancellation step, so you do not leave a known policy without an understandable alternative.
What changes by current insurer
The app prepares EGK documents only after identifying whether the task concerns basic insurance, supplementary cover or a policy request.
- basic insurance
- supplementary cover
- benefits
- complementary medicine
- deadline
Cancellation comes after the decision
EGK cancellation comes only when the decision is clear. For basic insurance, the late-November deadline is often central; for supplementary insurance, different contract rules can apply. PrimAI separates comparison, optimization and cancellation so the document contains only the correct and necessary data. Comparing basic insurance with official premiums is one thing; changing supplementary cover is another. Deadlines and consequences can differ.
How PrimAI organizes the switch
In the app, switching becomes a sequence: scan the EGK policy, confirm fields, compare official premiums, test deductible, understand the model, decide whether another insurer is really better and then prepare documents. The goal is not to click faster, but to avoid missing the elements that make a switch clean.
- scan the EGK policy
- compare with official premiums
- test deductible and model
- separate basic and supplementary cover
Keep proof and confirmations
A clean switch ends with traces: old policy, comparison used, decision, cancellation document, sending proof, confirmation from EGK and information from the new insurer. PrimAI keeps this folder logic because many mistakes come from a good decision with weak organization at the sending stage.
Neutrality: no commission, no sales advice
PrimAI is not connected to EGK, does not sell the new insurer and receives no commission. That matters for switching: comparison should remain a decision basis, not a commercial redirect. The app helps prepare and document; it does not replace official confirmation from an insurer.
Switching checklist
Before switching from EGK, check that the reason for switching, the new option and the exit document all fit together.
- scan the EGK policy
- compare with official premiums
- test deductible and model
- separate basic and supplementary cover
- prepare cancellation only after the decision
- keep proof and confirmations
Guide
EGK: switching with basic, supplementary and complementary-medicine topics | PrimAI
Switch from EGK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
Why switching depends on your current policy
EGK is often associated with complementary-health topics. PrimAI therefore explicitly separates basic insurance from supplementary cover and benefits. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
Premium comparison is not enough
A switch from EGK should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving
Before leaving EGK, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready
Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the EGK cancellation step, so you do not leave a known policy without an understandable alternative.
Switch from EGK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
Guide, app and insurer compared
Guide
Switch from EGK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission.
PrimAI App
PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
Health insurer
Official confirmation, contract handling and administration.
| Level | What it is good for | Best for |
|---|---|---|
| Guide | Switch from EGK: compare official premiums, check deductible and model, then prepare documents in the PrimAI app without commission. | Understanding the topic before acting. |
| PrimAI App | PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. | Preparing the concrete task on your phone. |
| Health insurer | Official confirmation, contract handling and administration. | Legally binding confirmation. |
Why switching depends on your current policy: EGK is often associated with complementary-health topics. PrimAI therefore explicitly separates basic insurance from supplementary cover and benefits. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. basic insurance supplementary cover benefits complementary medicine deadline
Premium comparison is not enough: A switch from EGK should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost.
Optimize before leaving: Before leaving EGK, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch.
The new insurer has to be ready: Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the EGK cancellation step, so you do not leave a known policy without an understandable alternative.
What changes by current insurer: The app prepares EGK documents only after identifying whether the task concerns basic insurance, supplementary cover or a policy request. basic insurance supplementary cover benefits complementary medicine deadline
Cancellation comes after the decision: EGK cancellation comes only when the decision is clear. For basic insurance, the late-November deadline is often central; for supplementary insurance, different contract rules can apply. PrimAI separates comparison, optimization and cancellation so the document contains only the correct and necessary data. Comparing basic insurance with official premiums is one thing; changing supplementary cover is another. Deadlines and consequences can differ.
How PrimAI organizes the switch: In the app, switching becomes a sequence: scan the EGK policy, confirm fields, compare official premiums, test deductible, understand the model, decide whether another insurer is really better and then prepare documents. The goal is not to click faster, but to avoid missing the elements that make a switch clean. scan the EGK policy compare with official premiums test deductible and model separate basic and supplementary cover
Keep proof and confirmations: A clean switch ends with traces: old policy, comparison used, decision, cancellation document, sending proof, confirmation from EGK and information from the new insurer. PrimAI keeps this folder logic because many mistakes come from a good decision with weak organization at the sending stage.
Neutrality: no commission, no sales advice: PrimAI is not connected to EGK, does not sell the new insurer and receives no commission. That matters for switching: comparison should remain a decision basis, not a commercial redirect. The app helps prepare and document; it does not replace official confirmation from an insurer.
Switching checklist: Before switching from EGK, check that the reason for switching, the new option and the exit document all fit together. scan the EGK policy compare with official premiums test deductible and model separate basic and supplementary cover prepare cancellation only after the decision keep proof and confirmations
Download the free app
Does PrimAI sell an alternative to EGK? No. PrimAI does not sell health insurance and receives no commission.
Should I cancel EGK before choosing a new insurer? No. For basic insurance, the new situation should be clear before cancellation is sent.
Why does the deductible matter so much? It changes annual risk. A low premium with a high deductible can be a bad fit when health costs are regular.
Does PrimAI use official premiums? The app positioning is to work from your current policy and official premiums as a neutral basis.
Checklist for Switching
| Point | Why it matters | How PrimAI helps |
|---|---|---|
| Why switching depends on your current policy | EGK is often associated with complementary-health topics. PrimAI therefore explicitly separates basic insurance from supplementary cover and benefits. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. | PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. |
| Premium comparison is not enough | A switch from EGK should not start from one monthly amount. Basic insurance benefits are defined by law, but the premium depends on residence, premium region, deductible, insurance model, age and accident cover. PrimAI puts comparison back into that context: current policy, official premiums and the parameters that actually change the annual cost. | PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. |
| Optimize before leaving | Before leaving EGK, it is worth checking whether internal optimization is enough: another deductible, family doctor model, HMO, Telmed, accident cover or an address correction. This avoids preparing cancellation when a smaller change already solves the issue. PrimAI presents those options as separate tasks, not as pressure to switch. | PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. |
| The new insurer has to be ready | Switching also means choosing a new starting point with another insurer. The new option must match your residence, preferred model, deductible risk and timing. PrimAI helps keep that new situation visible before touching the EGK cancellation step, so you do not leave a known policy without an understandable alternative. | PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. |
| What changes by current insurer | The app prepares EGK documents only after identifying whether the task concerns basic insurance, supplementary cover or a policy request. | PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics. |
Download the free app
PrimAI helps check your EGK policy, compare official FOPH premiums, test deductible and model, then prepare only the useful documents in the app. Useful to avoid a basic-premium switch accidentally touching separate benefit topics.
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FAQ
Frequently asked questions
Does PrimAI sell an alternative to EGK?
No. PrimAI does not sell health insurance and receives no commission.
Should I cancel EGK before choosing a new insurer?
No. For basic insurance, the new situation should be clear before cancellation is sent.
Why does the deductible matter so much?
It changes annual risk. A low premium with a high deductible can be a bad fit when health costs are regular.
Does PrimAI use official premiums?
The app positioning is to work from your current policy and official premiums as a neutral basis.
